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NEWS ANALYSIS: Merchants of all sizes are taking legal action against big credit card companies and banks over claims of excessive chargebacks and complex rules that weaken security. When the EMV card liability shift happened in October 2015, things seemed to be fairly straightforward.
If a merchant wanted to avoid new rules transferring liability for stolen or counterfeit cards to them, they needed to accept the more secure types of payment cards outfitted with an EMV chip.Those cards, widely accepted nearly everywhere in the world except in the U.S., are nearly impossible to counterfeit, and provide great security in transactions because they can be used with a PIN code authenticated by the credit card network.Unfortunately, that’s not how things worked out. October came, and merchants began buying the new credit card readers and POS systems designed to accept the EMV cards.

But then the merchants found that their supposedly secure transactions actually weren’t secure and the credit card companies weren't protecting them from losses despite their buy-in to the new technology.This was because the big credit card companies, primarily MasterCard and Visa, were requiring that each credit card terminal be certified and because the same companies were not permitting the use of cards that used PIN codes for authentication. Merchants discovered that it became nearly impossible to obtain certifications for those terminals from the credit card companies.

Furthermore, even though merchants had the new credit card terminals, they were getting hit with the cost of fraudulent transactions anyway. The problem with using PINs at terminals was more complex and caused a lot of finger-pointing.

The use of PINs at a card reader requires access to a PIN processing network.
If you’ve ever used a debit card to buy something at a store, then your use of the PIN used that network.But with the advent of EMV cards, the credit card companies decided that the PIN network they’d been using wouldn’t do and instead required a new authentication network, run (surprise) by Visa and MasterCard.Another complication emerged when the credit card companies decided that merchants could no longer require the use of PINs, but also had to allow the use of signatures for their chip enabled cards. Perhaps it should be no surprise that the processing of signatures through those captive networks was suddenly much more expensive than it was to use other networks.All of a sudden, merchants were being hit in two directions.

They were seeing a huge increase in chargebacks because of fraudulent card use and they were finding that they couldn’t protect themselves by demanding the use of more secure chip and PIN cards.In some cases it became worse than it had been, because merchants were now not able to insist on PIN use for chip-enabled debit cards, meaning they now had to accept the liability for those in addition to the credit cards.Because of those issues, there are now two sets of lawsuits.
In one, some large retailers including Walmart, Home Depot and Kroger are suing because the credit card companies and their issuing banks won’t let them require PINs for payment cards that have them, including debit cards, where until now PINs were already the standard.
An MSU professor and his team used enhanced 2D fingerprints to unlock a Samsung Galaxy phone, offering a reminder of the now-quiet encryption debate. Back in February, as Apple and the FBI legally and politically wrangled over the locked iPhone of San Bernardino, Calif., terrorist Syed Farook, more than one online commenter suggested using the finger of the deceased Farook to unlock the phone.That wouldn't have worked because the skin of living people is conductive, and that's part of what biometric phone locks respond to.
So explained Anil Jain, a distinguished professor of computer science and engineering at Michigan State University, who, with doctoral student Sunpreet Arora and postdoctoral student Kai Cao, figured out how to unlock the Samsung Galaxy S6 of a different dead man, using his inky fingerprints from a previous arrest.The man had been murdered, and Michigan State University Police Department Detective Andrew Rathburn hoped that his phone contained clues as to who had done it.

According to MSU Today, Rathburn Googled "spoof fingerprint" and was shocked and delighted to come across the fingerprint-related work of Jain and his team, right at MSU."The fingerprints they provided us were just ink on paper, which doesn't have a conductive property," Jain told NPR, in a July 27 report. "So the first thing we tried was to print the fingerprints on a special conductive paper, just like a photographic paper." That didn't work the first time, so Jain and his team turned to more expensive 3D alternatives: a $250,000 machine that took 40 minutes per finger to reproduce each fingertip, and a $600,000 machine that added a conductive, metallic coating. That plan—still less expensive than the reported $1.3 million the FBI ultimately paid a group of hackers to unlock Farook's phone—didn't work either, which sent Jain and his team back to Plan A.

This time, they turned to an image-enhancing algorithm, which filled in light or missing spots to create a more precise print.The team called Rathburn to bring back the smartphone, and this time it worked."Lucky for us, this phone did not require a passcode after a fixed number of failed attempts with fingerprints," Jain told MSU Today. "This allowed us to try different digitally enhanced fingerprints."My team is not in the business of hacking phones, but in the research side of the fingerprint technology," he said. "Hopefully, our ability to unlock this phone will motivate phone developers to create advanced security measures for fingerprint liveness detection."The Encryption IssueThe FBI filed a court order Feb. 16, insisting that Apple assist law enforcement agents in unlocking Farook's iPhone 5C.Apple CEO Tim Cook pushed back, saying the FBI was asking Apple engineers to write new code, which he said violated their civil rights, set a dangerous precedent and would essentially create a key that could, terrifyingly, unlock any door."The government is asking Apple to hack our own users and undermine decades of security advancements that protect our customers—including tens of millions of American citizens—from sophisticated hackers and cyber-criminals," Cook said in a statement. "The same engineers who built strong encryption into the iPhone to protect our users would, ironically, be ordered to weaken those protections and make our users less safe."After the hackers successfully unlocked the iPhone, the FBI dropped the case, saying in a March 28 status report with the court that it "no longer requires the assistance from Apple."FBI Director James Comey, in a speech at Kenyon College April 6, called litigation a "terrible place" to have the important security, privacy and civil rights conversations that need to take place."It is a good thing that the litigation is over.

But it is a bad thing if the conversation ended," said Comey.Lawmakers agreed, insisting that ongoing conversations are necessary to address an issue that, far from going away, will only be exacerbated.On March 21, House of Representatives Judiciary Committee Chairman Bob Goodlatte, R-Va., announced a bipartisan Encryption Working Group.

And on June 22, the group offered an update on their progress.Key takeaways from their meetings to date, they announced, are that encryption is a good thing; there are "technical obstacles" to legislative mandates that "require special access to law enforcement"; there are opportunities for companies to enhance their training and support for law enforcement; and increased cooperation between law enforcement and the private sector could help break down "adversarial walls.""We continue to meet with a variety of federal, state and local government entities, former government officials, private industry and trade associations, civil society organizations, consultants and legal experts, academia, and cryptographers," the group added in a statement. "These meetings have produced critical information that has helped inform the working group as we seek solutions to this issue."
The IP address used for the DNC hack is similar to that used to breach the DCCC, Reuters reports. The DNC is reportedly not the only headache for Democrats.

According to Reuters, the Democratic Congressional Campaign Committee (DCCC) might also be th...
You're Putin me in a tough spot, here Poll Security intelligence firm ThreatConnect thinks it has found a smoking gun that links the leaked US Democratic Party emails to Russian hackers. The biz has analyzed the communications methods used by Guccifer 2.0, which is thought to be a team of miscreants who obtained the somewhat embarrassing internal emails and gave them to WikiLeaks.

The documents were published this week by the Julian Assange-run website. ThreatConnect has revealed its findings in full, allowing you to decide for yourself whether this is decent proof or another Sony "the North Koreans did it" Pictures moment. The French connection We're told Team Guccifer used AOL France's webmail to exchange messages with journalists; these messages, sent from guccifer20@aol.fr, were stamped with a French IP address – 95.130.15.34 – by AOL's infrastructure, meaning the sender was using that network address at the time.

The metadata on Guccifer's Twitter account – specifically, its language settings and followers – suggest it was also operated from a French address.

Guccifer also used a mail.com address to converse with one reporter, again from that French IP address. That 95.130.15.34 address belongs to French server hosting biz DigiCube, meaning a box provided by this outfit was assigned that IP address and used by Guccifer to access the AOL France account.
Scanning that DigiCube-hosted box revealed open SSH and Point-to-Point Tunneling Protocol services. Let's go further down the rabbit hole: the box's SSH server fingerprint – 80:19:eb:c8:80:a1:c6:ea:ea:37:ba:c0:26:c6:7f:61 – is unique to its SSH public key.

This fingerprint can therefore be used to find other machines on the internet that share the same public key. Dusting for prints A search on Shodan revealed computers behind six other DigiCube-owned IP addresses all sharing the same fingerprint.

DigiCube just provides the underlying systems; another organization will have rented its boxes and provided proxy services on top.

The shared fingerprint suggests each server is a clone. One of those IP addresses, 95.130.9.198, resolves to fr1.vpn-service.us.

The domain vpn-service.us was registered in 2004 using a Russian email address, sec.service@mail.ru. vpn-service.us is alive today as Elite VPN, a Russian-language proxy service that offers connectivity from France – using DigiCube-hosted machines. When you log into Elite VPN, and choose a French point of presence, you're offered a list of IP addresses in DigiCube's range to connect through.

These IP addresses belong to machines that share the same aforementioned fingerprint. So, it appears, Elite VPN rents DigiCube servers, hosts a proxy service on them, and Team Guccifer used that service to connect from somewhere else in the world to AOL France to send those messages. The mystery IP address Here's where it gets weird: the specific IP address used with the AOL France webmail account is not available to normal Elite VPN customers, but seems to be part of Elite VPN's network due to the presence of the shared key. "Based on this information, we can confirm that Guccifer 2.0 is using the Russia-based Elite VPN Service, and is able to leverage IP infrastructure that is not available to other users," said ThreatConnect's research team, noting that the IP address may not be exclusive to Guccifer. "We cannot identify whether the 95.130.15.34 IP address is used exclusively by the individual(s) behind Guccifer 2.0, and consequently any activity associated with the IP address may not be indicative of Guccifer 2.0 activity," said ThreatConnect "It is important to note that the IP address seen in the Guccifer 2.0 AOL communications – 95.130.15.34 – is not listed as an option within Elite VPN Service, although it has an identical SSH fingerprint and has the exact same port (1723, PPTP) open as the listed options.

This demonstrates the server was cloned from the same server image as all the Elite VPN servers but may be a private or dedicated version of the service." ThreatConnect also notes that the 95.130.15.34 IP address has been used in a few swindles, including a Russian mail-order bride scam in 2014 and attacks against WordPress blogs last year.

The IP address also crops up in a Russian-language text message proxy service and a node list for crypto-currency EDR. From this they deduce that Guccifer is closely linked to Russia.

That's pretty much where the trail runs out, in Russia.
So that's where the finger of blame points. "Our research into Guccifer 2.0's infrastructure further solidifies our assessment that the persona is a Russia-controlled platform that can act as a censored hacktivist," the intelligence biz said. "Moscow determines what Guccifer 2.0 shares and thus can attempt to selectively impact media coverage, and potentially the election, in a way that ultimately benefits their national objectives." Convenient That certainly fits the conventional narrative that the Russians are behind the hack.

But the clumsy steps taken by Guccifer stand in contrast to the results of two investigations into cyber-intrusions at the US Democratic Party: two groups with links to Russian intelligence carried out highly sophisticated penetrations for over a year, it was claimed. ThreatConnect suggests the information was stolen by the Russian government and then passed to a less-technical hacking group for dissemination to Western media.
It's an interesting take.
It is certainly believable that Guccifer 2.0 is not the DNC hacker, but a pawn in a larger game to get borderline embarrassing memos out into the open. Establishing proof of a hacker's identity is notoriously difficult – indeed impossible in some cases. People can connect through systems all over the world and use tools and tricks to hide their origins and motivations. Using a Russian VPN service shouldn't necessarily mean an operation was carried out in or for Russia. There are worrying similarities between this case and the supposed hacking of Sony by the North Koreans. Many in the security industry feel that there's little proof that Best Korea staged that hack, other than the US government saying so and, as we've seen in the case of missing weapons of mass destruction in Iraq, those sorts of claims are not bulletproof evidence. Meanwhile, Guccifer 2.0 claims he is a lone hacker with no Russian government ties; ThreatConnect thinks that's a classic denial and deception tactic to throw people off the scent. As for the Russian government, they are denying any involvement – although, in the words of Mandy Rice-Davis, they would, wouldn't they. Russian foreign minister Sergey Lavrov gave a simple reply when asked about the matter by the press. "I don't want to use four-letter words," he said. ® JavaScript Disabled Please Enable JavaScript to use this feature. Sponsored: 2016 Cyberthreat defense report

Kickass Torrents suspect caught when he bought something on iTunes The United States case against alleged Kickass Torrents (KAT) boss Artem Vaulin is built on data obtained from Apple, Facebook and Coinbase.…
Software must automatically find bugs in rival code.

Are you not entertained? The research wing of the US military has picked the seven teams who will compete to build machine-learning software that can find and patch bugs automatically to fend off hackers. The DARPA Cyber Grand Challenge will be held at the DEF CON hacking conference next month.

The agency has put up $2m in prize money in the unlikely event of a team building a system that can not only find flaws but write its own patches and deploy them without crashing. The competition was inspired by DARPA's 2004 Grand Challenge to build a self-driving car. While that competition was initially a failure – with no car lasting more than eight miles before crashing out – the research inspired Google and others to build automated vehicles that have since clocked up millions of miles of travel. Now DARPA wants to do the same for computer security. We're told software flaws go undetected in the wild for an average of 312 days; the agency has invested $55m in the Cyber Grand Challenge to build a system that can sniff out and fix programming errors automatically in seconds. Mike Walker, the DARPA program manager organizing this year's contest, said the bar had been set deliberately high, and the agency isn’t expecting any team to produce a perfect system that can find and fix all flaws this year. Early trials had been promising, however.
In qualifying heats last year, 131 pieces of software were examined by AI rivals to find 590 software flaws that DARPA knew about. No team even came close to finding and fixing them all, but by combining the best results from each team, the test code was 100 per cent patched by the end of the competition. For the final, the selected seven teams have each been given a DARPA-constructed high-performance computer powered by about a thousand Intel Xeon processor cores and 16TB of RAM.

They have to program their machine with what DARPA calls a "cyber reasoning system" that will compete without human intervention to find and address exploitable flaws hidden in DARPA-supplied code. "Is it possible the systems will fail at the start line? Every Grand Challenge we're had indicates that the answer is yes," Walker said. "Autonomy is incredibly hard and autonomy for the first time is breathtakingly hard.

But it's not a viable proof of autonomy if we don't cut the cord for the final." The cyber reasoning systems will also be networked so they can examine their competitors' software for flaws and get extra points if they can automatically generate proof-of-concept exploits for bugs found in their opponents. The contest will be held over ten hours beginning at 5pm on August 4 in the Paris hotel ballroom in Las Vegas.

At the end of the competition, the first-place team will win $2m, with $1m and $750,000 awards for second and third place. "What I'm going to be interested in is not the result, but the first five minutes," Walker said. "For people who've played Capture the Flag, like myself, the first five minutes is finger-stretching and coffee time, but the machine could potentially get something done." Once the competition is over all, the teams' code – and DARPA's test code – will be put online in perpetuity under an open-source license. Walker said DARPA was encouraging hackers to use the source for their own use. ® Sponsored: Global DDoS threat landscape report
Nuance Software Enhances Microsoft Office® 2016, Windows® 10 and Touch-enabled 2-in-1 Hybrid Device Productivity, Accessibility and Document SecurityLONDON, UK. - June 22, 2016 – Nuance Communications, Inc., a leading provider of speech and imaging solutions, today announced Power PDF 2 software which makes it easy for businesses to gain control over PDF workflows with the ability to create, convert, edit, assemble and securely share PDF files.

Delivering enterprise grade capabilities that business users require, Power PDF combines usability, compatibility and security corresponding to the overwhelming successful strategy Microsoft has employed for Windows 10.

The software exposes these features through an intuitive and familiar Microsoft Office® look and feel that also supports Windows® 10 touch-enabled 2-in-1 convertible laptop devices similar to the Microsoft Surface™. Nuance Power PDF 2 Advanced Power PDF 2 speaks to the growing need for business software to support touch-enabled hybrid devices, spurred by the user adoption of Windows 10 and next generation hybrids.
It provides the convenience to navigate, draw annotations and type using a tablet or notebook and a pen or finger so users can be productive in the office or on the go.

The software has a “touch mode” option on its Quick Access Toolbar to optimise the size of toolbars and tool icons so they are easy to press and navigate with a finger. The primary requirements for businesses switching PDF software are ease-of-use and the ability for their staff to adopt their new software as quickly as possible. Power PDF is purpose-built to meet these demands, while providing a rich set of features tailored to business PDF use. “Even though I'm well versed with all of the digital nooks and crannies of Adobe Acrobat, I didn't skip a beat when I started using Power PDF.” said Ernest Svenson, Esq. “So if you know how to use Acrobat, the transition to Power PDF will be seamless and near instantaneous.” The modern, intuitive user interface of Power PDF 2 is modeled after the latest popular Microsoft ribbon interface, which allows users to work with the same navigation experience they have in Microsoft Office.

The interface includes a “Find a tool” search capability that enables users to quickly find any tool or functionality in the application.

The enhanced Quick Access Toolbar allows users to create shortcuts to frequently used functions. Smarter and More Powerful to Use – in Office or On the GoPower PDF 2 features the richest set of capabilities for collaborating and securely sharing PDF files with colleagues and customers.

The software provides all the tools needed to annotate, mark up, sign, secure, redact and compress PDFs and create and work with PDF forms, making it easy to edit and publish PDF files. Users can quickly convert files from Word to PDF and from PDF to Word with extraordinary compatibility, accuracy and reliability. Power PDF 2 users will enjoy the following benefits: Improved document security – Utilise Microsoft Active Directory Rights Management Services to lock down confidential documents without passwords and apply customised protection based on predefined enterprise policies for each sender and recipient. Open and work with PDF documents, which were protected with FileOpen DRM, based on granted rights. Greater accessibility – Enhanced tag editing capabilities and the new reading order editor enables users to modify or redefine the tags of PDF documents and touch up the reading order of document content such as columns, tables and graphics.

These tools provide users with the power to create perfectly accessible documents which enables the visually disabled people to read documents and access information using assistive technologies. Enhanced productivity – New add-ons for Microsoft Word, Excel and PowerPoint 2016 enable users to create PDF files with bookmarks and links directly from inside these applications.
Integration with Office 2016 provides users with tools to convert emails with attachments into PDF archives. Greater convenience – The integration of new PDF Create buttons in Chrome and Firefox, allows users to convert web pages into compact PDF files on the fly and through their preferred browsers.

This tool preserves original web page links in the PDF files and supports Protected Mode in Internet Explorer. Enhanced document intelligence – The new OCR proofreader tool greatly enhances the accuracy of document searches, by allowing users to see and edit text results of the OCR process directly in the searchable PDF.
Suspected word errors are displayed for the user to approve or correct, increasing the accuracy of searches and enhancing the overall value of the document. Intuitive integrations – Connections to cloud storage and document management systems are built directly into the File menu making it easy and fast to open and save PDF files cloud storage services, including Dropbox, Google Drive, OneDrive and Box, with the fewest possible steps.

They can also open and save files through the enhanced File menu to document management systems, such as SharePoint, WorkSite, eDocs, NetDocuments and Enterprise Connect. Powerful PDF form support – New advanced support for dynamic PDF forms enables the software to handle all types of PDF forms available on the web and used by business and government organisations for collecting information. Users can fill out, save and send complex forms, such as those created by Adobe applications. “The current IT landscape demands that organisations be flexible when it comes to supporting the work habits, workflows and unique industry challenges faced by their knowledge workers,” said Chris Strammiello, vice president of global alliances and strategic marketing, Nuance Document Imaging. “To operate efficiently and competitively, organisations must be able to adopt and provide solutions that are easy to integrate, intuitive to use, and free from onerous deployment restrictions or licensing costs. Power PDF 2 is purpose built for business use and integration into today’s organisations.” Pricing and AvailabilityThe complete family of Nuance PDF solutions is available through Nuance’s global network of reseller, retail and e-commerce partners. Nuance Power PDF Advanced 2 is offered for £139.99 with volume discounts available. Power PDF Standard 2 for individuals, home offices and small workgroups is offered for £79.99.

For additional information on features, free evaluation software, pricing and volume licensing programs, please visit http://www.nuance.co.uk/for-business/imaging-solutions/document-conversion/power-pdf-converter/index.htm Nuance Communications, Inc.Nuance Communications, Inc. is a leading provider of voice and language solutions for businesses and consumers around the world.
Its technologies, applications and services make the user experience more compelling by transforming the way people interact with devices and systems.

Every day, millions of users and thousands of businesses experience Nuance’s proven applications.

For more information, please visit www.nuance.co.uk # # # For more press information:EMEAVanessa RichterNuance CommunicationsTel: +32 9 2398031Email: vanessa.richter@nuance.comUKGino MainolfiNSPR LtdTel: +44 1276 487 002Email: gino@nspr.co.uk
Today BioConnect announces the successful deployment of its BioConnect Identity Platform and Suprema biometric hardware for access control at Netwise Hosting Ltd, a leading provider of data centre colocation in London, UK.

BioConnect provides identity solutions, with a special focus on data centre colocation customers.

BioConnect offers a unique approach which removes the need to manage point-to-point integrations as it couples Suprema biometric readers with over 20 of the leading access control system providers. Netwise Hosting’s primary focus and fundamental values are speed, security, and stability as they deliver enterprise-level hosted environments to a wide and varied customer-base, working closely with clients all around the world.

As Netwise Hosting looked to expand their offering with the development of an additional 11,000 sq. ft. data centre in London, they chose BioConnect to fulfill their security requirements to identify a more fully- featured access control system that checked all the boxes.

They saw BioConnect as a leader, with its understanding of specific data centre colocations customer needs – shared spaces of sensitive data require assurance of identity throughout the facility and to be most effective, a standardized way of deploying biometrics coupled with enterprise level support are needed. “BioConnect really set themselves apart from the competition when it comes to support; they have a small team of highly experienced individuals who know the product and the associated software inside out,” says Matthew Butt, Netwise Hosting Ltd., Managing Director, “We really cannot recommend this aspect of their offering high enough!” Netwise compared their previous vendor installations and decided on the following requirements: They needed a solution that would allow them to incorporate a clearer view of identity with a multi-authentication biometric solution that would seamlessly integrate into Paxton Net2.

The main driver, in addition to finding the correct physical product, was to avoid having duplicate systems and information for access control. Suprema biometric devices provided and supported by the BioConnect team now cover all high-security ingress and egress locations throughout the data centre facility.

These readers provide the highest level of identity authenticity and provide flexibility in indoor/outdoor placement and multifactor authentication with card and fingerprint support.

The BioConnect Identity Platform incorporates an advanced plugin architecture to connect directly into Netwise Hosting’s preferred access control software, Paxton Net2.

Therefore, in addition to finding the correct physical product, Netwise was able to avoid having duplicate systems and information for access control between their biometric and non-biometric devices running on Paxton Net2. The addition of BioConnect identity platform meant that Netwise didn’t have to make a tradeoff between software and hardware that would meet their needs – they now have their preferred access control system and multi-authentication biometrics in one single interface for the creation, removal and administration of all users and access zones. “We chose BioConnect for several reasons, primarily the ability to integrate their system seamlessly with Paxton Net2, but closely followed up by their feature set and quality of the readers themselves,” said Matthew Butt, Managing Director, “The almost immediate availability of the product – coupled with their excellent support – meant they really did stand out from the competition.” To read the full case study on this deployment, visit www.bioconnect.com/case-studies Visit BioConnect and Suprema June 21-23 during this month’s IFSEC conference at ExCel London, UK in Stand E1400. About BioConnectBioConnect is on a Quest – for Rightful Identity. Why? To empower people to use their unique biometric credentials (their Rightful Identity) in their everyday lives – delivering greater security, assurance and convenience along the way.

BioConnect revolutionized the physical access control market with its industry-first identity platform that enables the integration of biometric technology with the industry’s leading access control solutions.

And as a representative of the world leader in biometrics and security, Suprema, BioConnect provides and supports the implementation of the top-rated biometric hardware devices (finger, face, card and PIN) and IP access control solutions in select markets. Learn more at http://www.bioconnect.com/. About Netwise Hosting Ltd.The Netwise Hosting team take great pride in their ability to offer truly high-end services, without the excessive and restrictive barriers that regularly force businesses out to countryside data centres - many miles from the nearest major business and trading hubs.

Access to London data centre space is no longer reserved for firms with enormous IT budgets.
SME’s can at last rub shoulders with much larger businesses, deploying their online services from a facility they can really boast about - all managed by a company with core values in line with their own.

For more information, visit http://www.netwisehosting.co.uk/.
IOS 9.3.4 iOS 9.3.4 provides an important security update for your iPhone or iPad and is recommended for all users.   For information on the security content of Apple software updates, please visit this website: https://support.apple.com/kb/HT201222 IOS 9.3.3 iOS 9.3.3 includes bug fixes and improves the security of your iPhone or iPad.   For information on the security content of Apple software updates, please visit this website: https://support.apple.com/kb/HT201222   iOS 9.3.2   iOS 9.3.2 fixes bugs and improves the security of your iPhone or iPad.

This update:   Fixes an issue where some Bluetooth accessories could experience audio quality issues when paired to the iPhone SE Fixes an issue where looking up dictionary definitions could fail Addresses an issue that prevented typing email addresses when using the Japanese Kana keyboard in Mail and Messages Fixes an issue for VoiceOver users using the Alex voice, where the device switches to a different voice to announce punctuation or spaces Fixes an issue that prevented MDM servers from installing Custom B2B apps   For information on the security content of Apple software updates, please visit this website: https://support.apple.com/kb/HT201222 iOS 9.3.1 Fixes an issue that caused apps to be unresponsive after tapping on links in Safari and other apps For information on the security content of this update, please visit this website:http://support.apple.com/kb/HT1222 iOS 9.3 With this update your iPhone, iPad and iPod touch gain improvements to Notes, News, Health, Apple Music and a new feature called Night Shift that may even help you get a better night’s sleep by shifting the colors in your display to the warmer end of the spectrum at night. New features, improvements, and bug fixes include:   Night ShiftWhen enabled, Night Shift uses your iOS device’s clock and geolocation to determine when it’s sunset in your location, then it automatically shifts the colors in your display to the warmer end of the spectrum and may even help you get a better night’s sleep. Notes improvements Protect notes that contain your most personal data with Touch ID or a passcode Sort notes alphabetically, by date created, or by date edited When sketching, quickly bring up a fresh canvas with a two finger swipe, or by tapping the New Sketch button A new checklist button at the bottom of every note makes it easier to create lists Show thumbnails instead of large images and attachments by long-pressing on any image or attachment in a note Choose whether photos and videos taken within Notes are stored only in Notes, or also added to Photos Long-press on an Evernote Export file to import its contents into Notes News improvements New Top Stories section in For You highlights the most important stories of the day Discover something great to read in Editors' Picks, a selection of channels and topics handpicked by our Apple News editors Swipe left on stories in For You on iPhone to quickly share or save or swipe right for more options Play video stories right from For You — without opening the article Read stories and watch videos in landscape orientation on iPhone Change the text size in articles to make reading easier Health improvements Related third-party apps for select data types such as weight, workouts and sleep are displayed in the Health app Health dashboard adds support for move, exercise, and stand Activity data and goals from Apple Watch Easy access to Dashboard and Medical ID using 3D Touch Quick Actions from the Home screen Third-party apps now have access to Activity rings and summaries from Apple Watch through HealthKit Apple Music improvements Add songs from the Apple Music catalog to playlists without having to add them to your library Watch music videos on iPad in full screen See what’s playing on Beats 1 directly from the Radio tab — without having to tune in Tap the name of the currently playing song in Now Playing to go to the album See which songs are most popular on albums in the Apple Music catalog Photos improvements Extract the still image from a Live Photo by tapping Duplicate which will give you the option to duplicate the Live Photo, or just the still image Improved download performance of full size original photos or videos stored in iCloud Photo Library Share Live Photos between iOS and OS X through AirDrop and Messages iBooks improvements Adds the ability for iBooks to store your PDFs in iCloud, making them available across all of your devices Adds support for downloading previously purchased audiobooks from the iBooks Store Adds the ability to share your audiobook purchases with any of your family members using Family Sharing New controls for reading Manga more comfortably with faster page turns and simple controls for enlarging text Adds Apple Pencil support to highlight and save your favorite passages for later Education improvements Introduces a preview of Shared iPad that enables multiple students to use the same iPad at different times throughout the day Adds support for signing into iCloud with Managed Apple IDs Adds compatibility for the new Classroom app New configuration options to control the organization of apps on the Home Screen New controls to determine which apps to show or hide on the Home Screen Adds support for new restrictions for iCloud Photo Library and Apple Music CarPlay improvements Apple Music members now have access to their For You and New content in CarPlay New Nearby screen in Maps to quickly find Gas, Parking, Restaurants, Coffee, and other driving essentials Siri speaks more concisely when reading back and composing messages in CarPlay Equalized sound levels between different audio sources in CarPlay Dolby Digital Plus Adds support for playing video encoded with Dolby Digital Plus audio streams with support for multichannel output using the Apple Lightning Digital AV Adapter Hardware keyboard improvements and fixes Enables the use of arrow keys to navigate through lists in Spotlight, Mail and Safari Enables the use of space bar to scroll in Mail Improves performance when using the space bar to scroll in Safari Adds the ability to bring up the software keyboard from the Shortcut Bar when a hardware keyboard is connected Fixes an issue that could prevent unlocking an iPad using the hardware keyboard Fixes an issue that caused hardware keyboards to become unresponsive in captive login pages Fixes an issue that could cause the Messages input field to disappear behind the Shortcut Bar when connected to a hardware keyboard Other improvements Maps adds support for getting a highlighted view of destinations and stops for a specific transit line by tapping on it Maps now displays whether there are multiple transit line options for each route suggestion Wallet app adds the ability to view the app related to a card or pass in the Wallet app by tapping an icon on the card or pass Apple Pay adds support for signing up for store rewards programs with Apple Pay at point of sale terminal Podcasts adds support for fullscreen video playback Activity app adds a new Workout tab with monthly summaries of key metrics and the ability to filter by workout type Move to iOS now offers app suggestions from the App Store based on apps installed on your Android device iCloud Storage adds proactive status information and in-app notifications to let you know before you run out of space Two-factor authentication is now available for all iCloud accounts Support for Spanish (Latin America) system language Siri support for Finnish (Finland), Hebrew (Israel), and Malay (Malaysia) Enterprise bug fixes Resolves an issue that could prevent some VPP purchased apps from launching after being updated Adds iCloud backup support for device-assigned VPP apps Addresses an issue that could prevent certificates from installing correctly when updating configuration profiles Fixes an issue for some IPSec VPN configurations that could cause the internet connection to be interrupted after a VPN session was ended Fixes an issue to prevent iBooks from emailing enterprise managed PDFs from unmanaged accounts Resolves an issue for some Exchange users that caused Calendar to send multiple responses to the same invitation Improves reliability for devices connecting to OS X Caching Server Accessibility bug fixes Improves 3D Touch reliability with Switch Control Accessibility option Fixes an issue where VoiceOver interferes with speech after dictation Fixes an issue where VoiceOver users could not write a review on the App Store Resolves an issue where VoiceOver becomes unresponsive when receiving a phone call with a Bluetooth headset Fixes an issue where large text was unreadable in Reminders Other bug fixes, performance and stability improvements Fixes an issue where manually changing the date to May 1970 or earlier could prevent your iOS device from turning on after a restart Fixes issues that could prevent some iCloud Backups from completing Fixes an issue for some users where Health data was incomplete after restoring from iCloud Backup Fixes an issue where an inaccurate battery percentage could be displayed Addresses an issue that prevented iMessage or FaceTime activation for some users Addresses an issue that could prevent displaying the Phone interface while receiving a call Fixes an issue that enabled overriding restrictions applied to cellular data toggle Fixes an issue that caused notification settings to appear in the Watch app for apps that were not installed on Apple Watch Improves reliability when using 3D Touch on the keyboard Improves stability of the Phone app when setting up voicemail Improves stability of the Mail app when your device is low on storage Improves stability in Mail while using Mail Drop to send large attachments   Some features may not be available for all countries or all areas, for more information visit: http://www.apple.com/ios/feature-availability  http://www.apple.com/ios/whats-new  ​For information on the security content of this update, please visit this website:  http://support.apple.com/kb/HT1222 iOS 9.2.1 This update contains security updates and bug fixes including a fix for an issue that could prevent the completion of app installation when using an MDM server. For information on the security content of this update, please visit this website: https://support.apple.com/HT201222 iOS 9.2 Apple Music improvements You can now create a new playlist when adding a song to a playlist Your most recently changed playlist is now listed at the top when adding songs to playlists Download albums or playlists from your iCloud Music Library by tapping the iCloud download button See which songs have been downloaded with the new download indicator next to each song in My Music and Playlists See works, composers, and performers while browsing Classical music in the Apple Music catalog A new Top Stories section in News so you can stay up to date with the most important news of the day (available in the United States, United Kingdom, and Australia) Mail Drop in Mail for sending large attachments iBooks now supports 3D Touch to peek and pop pages from the table of contents, your notes and bookmarks, or from search results inside a book iBooks now supports listening to an audiobook while you browse your library, read other books, or explore the iBooks Store iPhone support for the USB Camera Adapter to import photos and videos Improved stability of Safari Improved stability of Podcasts Fixing an issue that caused mail attachments to be inaccessible for some users with POP email accounts Resolving an issue for some users that caused attachments to overlap text in mail Fixing an issue where Live Photos could have turned off after restoring from a previous iCloud backup Addressing an issue that could cause search in Contacts to display no results Resolving an issue that could have prevented Calendar from displaying all seven days in week view Fixing an issue where Camera screen on iPad could be black when attempting to capture video Addressing an issue that could cause instability in the Activity app when viewing the day of Daylight Savings Time transition Fixing an issue that could prevent data from appearing in Health Fixing an issue that could prevent Wallet updates and Lock screen alerts from displaying Addressing an issue where updating iOS could prevent an alarm from going off Fixing an issue where some users were unable to log in to Find my iPhone Fixing an issue that prevented some manual iCloud Backups from completing Addressing an issue where using the iPad keyboard could unintentionally trigger text selection mode Improved keyboard responsiveness when using Quick Reply Improved punctuation input on the 10-key Chinese (Pinyin & Stroke) keyboards with new expanded view of punctuation symbols and better predictions Fixing an issue on Cyrillic keyboards where caps lock would be enabled when typing in URL or email fields Accessibility improvements Fixing issues with VoiceOver when using Camera face detection  Adding support for VoiceOver to wake up the screen Adding support for VoiceOver to invoke app switcher with 3D Touch gesture Fixing an issue with Guided Access when trying to end phone calls Improved functionality for Switch Control users when using 3D Touch Fixing an issue with speech rate of Speak Screen Siri support for Arabic (Saudi Arabia, United Arab Emirates)  For information on the security content of this update, please visit this website: https://support.apple.com/HT201222 iOS 9.1 This release includes new features, improvements and bug fixes, including: Live Photos now intelligently senses when you raise or lower your iPhone, so that Live Photos will automatically not record these movements  Over 150 new emoji characters with full support for Unicode 7.0 and 8.0 emojis  Improved stability including CarPlay, Music, Photos, Safari, and Search  Improved performance while in Multitasking UI  Fixes an issue that could cause Calendar to become unresponsive in Month view  Fixes an issue that prevented Game Center from launching for some users  Resolves an issue that zoomed the content of some apps  Resolves an issue that could cause an incorrect unread mail count for POP mail accounts  Fixes an issue that prevented users from removing recent contacts from new mail or messages  Fixes an issue that caused some messages to not appear in Mail search results  Resolves an issue that left a gray bar in the body of an Audio Message  Fixes an issue that caused activation errors on some carriers  Fixes an issue that prevented some apps from updating from the App Store  For information on the security content of this update, please visit this website:       http://support.apple.com/kb/HT1222 iOS 9.0.2 This update contains bug fixes and improvements including: Fixes an issue with the setting to turn on or off app cellular data usage Resolves an issue that prevented iMessage activation for some users Resolves an issue where an iCloud Backup could be interrupted after starting a manual backup Fixes an issue where the screen could incorrectly rotate when receiving notifications Improves the stability of Podcasts For information on the security content of this update, please visit this website: http://support.apple.com/kb/HT1222 iOS 9.0.1 This update contains bug fixes including: Fixes an issue where some users could not complete setup assistant after updating Fixes an issue where sometimes alarms and timers could fail to play Fixes an issue in Safari and Photos where pausing video could cause the paused frame to appear distorted Fixes an issue where some users with a custom APN setup via a profile would lose cellular data For information on the security content of this update, please visit this website: http://support.apple.com/kb/HT1222 iOS 9.0 With this update your iPhone, iPad and iPod touch become more intelligent and proactive with powerful search and improved Siri features. New multitasking features for iPad allow you to work with two apps simultaneously, side-by-side or with the new Picture-in-Picture feature.

And, built-in apps become more powerful with detailed transit information in Maps, a redesigned Notes app, and an all-new News app.

And improvements at the foundation of the operating system enhance performance, improve security and give you up to an hour of extra battery life. Intelligence Proactive assistance Presents relevant information even before you start typing Notifies you when you need to leave for appointments using traffic conditions Learns what you listen to in a certain location or at a particular time of day and can automatically display playback controls for your preferred music and audio apps  Suggested events and contact details are added to apps based on information found in Mail Siri improvements Search your personal photos and videos based on dates, locations and album names Ask Siri to remind you about things you’re looking at in your apps, including Safari, Mail, Notes and Messages Request directions via public transit  Spotlight search improvements Get sports scores, weather conditions and stock prices Simple math calculations and conversions Initiate messages, phone calls and FaceTime calls from contact search results New iPad Features Slide Over Quickly use a second app without leaving the one you’re in Easily switch between Slide Over apps Support for Apple apps and enabled third party apps Split View View and interact with two apps at once Ability to resize your view to give equal attention to both apps or prioritize one app over another Support for Apple apps and enabled third party apps Picture in picture Continue watching a video while using your favorite apps Support for Safari video, FaceTime, Videos and Podcasts and enabled third party apps QuickType improvements  Multi-Touch gestures for easier text selection on iPad  Quick access to text editing tools with Shortcut Bar on iPad  Support for hardware keyboard shortcuts  Support for all Unicode emoji flags Built-in Apps Map improvements Support for public transit lines, station details with exits and entrances, schedules and directions in select major cities Browse for places around you by category, including Food, Drinks, Shopping, Fun and more  Apple Pay support is indicated on place cards at participating retail locations Place cards include Wikipedia information for landmarks and cities Redesigned Notes app Add photos to your notes with the built-in camera or from your Photo Library Create useful checklists and check off completed items with a tap Sketch a quick thought using just your finger Save interesting items directly from other apps using the Share menu All-new News app Read your favorite newspapers, magazines, and blogs, or choose from over a million topics Beautiful typography and layouts, photo galleries, videos, animations, and more Browse articles that are chosen based on your interests in For You.

Find channel and topic recommendations in Explore. News gets more personalized the more you read Easily share articles with friends or save them to read later — even when you’re offline Mail improvements Search improvements help you quickly find what you're looking for by filtering results based on sender, recipient, subject or a combination of options Support for Markup lets you annotate an image or PDF attachment with text, shapes and even your signature, then send it back — without leaving Mail Easily save the attachments you receive or add files from iCloud Drive or other document providers while composing a new message Apple Pay and Wallet improvements Support for Discover cards Support for rewards cards and store credit and debit cards To check out even faster, you can prepare an upcoming payment by double-clicking the Home button from the Lock Screen and keeping your finger on Touch ID New iCloud Drive app Easily search for a file or browse in the new iCloud Drive app by date, name, or tags you added on your Mac Open files in any compatible app or share with those you choose Organize folders and files Get the iCloud Drive app in Settings > iCloud > iCloud Drive and select Show on Home Screen CarPlay improvements  Plays back audio messages, letting you hear from people in their own voices Full support for car knob controls, so you can tilt and spin to scroll through lists or pan around in Maps  Support for CarPlay apps from auto manufacturers Foundation Longer battery life Up to one hour of additional time before you need to charge your battery Facedown detection for turning display off when not in use Low power mode optimizes device performance to extend battery by up to an additional three hours Software updates require less space to download and offer an option to install later iOS apps and user interface now use Metal to deliver faster scrolling, smoother animation, and better overall performance Improved security with two-factor authentication support and a default 6 digit passcode support for Touch ID devices Other improvements New San Francisco system font Leave a message option if recipient isn't available for a FaceTime call Share voicemails from the Phone app using the share sheet Flight and package tracking for data detectors Health app adds support for reproductive health, UV exposure, water intake and sedentary state data types HomeKit adds support for motorized windows and shades, motion sensors and home security system accessories Podcasts has an all-new design, makes it easy to find the latest episodes of your favorite shows and notifies you when new episodes become available for you Support for Wi-Fi calling on iPad, iPod touch and Mac, without iPhone in proximity on participating carriers Wi-Fi Assist to automatically use cellular data when Wi-Fi connectivity is poor Transfer content from an Android device with the Move to iOS app, visit http://www.apple.com/move-to-ios for more details Expanded language support New PingFang Chinese system font Improved predictions, learning and autocorrection for Chinese in QuickType Redesigned punctuation input on 10-key Chinese keyboard Redesigned User Interface for right-to-left languages Added Siri support for Austria, Belgium (French and Dutch), and Norway Added Spotlight search support for Mexico New keyboards for French (Belgium), German (Austria), Gujarati, Hindi (Transliteration), Hinglish, Punjabi, Spanish (Mexico),  and Telugu Predictive input for French (Belgium), German (Austria), Korean, Russian, Spanish (Mexico), and Turkish Dictation support for Dutch (Belgium), English (Ireland, Philippines, South Africa), French (Belgium), German (Austria), and Spanish (Chile, Colombia) Spell check for Finnish and Korean Definition dictionary for Hindi, Norwegian and Swedish Bilingual dictionary for French-English and German-English New Japanese autocorrection and improved predictions and learning in QuickType Option to switch between number systems for Arabic and Hindi Enterprise & Education Assign apps directly to iOS devices without needing to have an iTunes Store account configured Improved calendar reliability for customers using Microsoft Exchange ActiveSync v16 Expanded Per App VPN support for the built-in IPSec and IKEv2 VPN clients New networking controls for managed apps to help limit international data roaming costs New restrictions to prevent changes to passcodes, device names and wallpapers, or to disable AirDrop on managed devices Third party app extension support for VPN, advanced content filtering, and captive Wi-Fi networks  Accessibility Touch Accommodations provides additional touch control for those with physical motor limitations Switch Control Recipes to customize features or create your own Support for Siri Voices for VoiceOver users Additional customization of AssistiveTouch Hardware keyboard support for Key Repeat, Slow Keys and Sticky Keys Improved MFi hearing aid audio routing to choose where audio is played Some features may not be available for all countries or all areas, for more information visit:    http://www.apple.com/ios/feature-availability and http://www.apple.com/ios/whats-new For information on the security content of this update, please visit this website:       http://support.apple.com/kb/HT1222